[Ducati] Insuring a Ducati

[Bob Ryan]

Check out:

http://www.motorcycleservices.com

They are an agent. They found the best price for me on my 2003 ST4s.

-Bob

On 7/31/06, Dan Bockmier <dan at bockmier.com> wrote:
> Hello Desmo Riders,
>
> I have mostly nineteen sixties and seventies Euro bikes in my garage
> including a beloved bevelhead 900 SS but recently I got the itch for a more
> modern Ducati after riding an ST4 for a week. I chose a 96 SS SP as the bike
> that would most match my aesthetic, then went out and acquired one. Shortly
> thereafter I had to shop for an insurer since my classic bike insurer would
> not cover the newer bike.
>
> I went to three national companies, Geico, 21st Century and Progressive. I
> was stunned to find all of them wanted over $800 a year for a full coverage
> policy with $100k limits. I had a brand new Moto Guzzi Rosso Corsa for a
> while a couple of years ago and it was half that cost to insure, even though
> it had a replacement value more than three times the 96 SS.
>
> I asked about rates for a lower $30k limit policy and no collision coverage
> but that only lowered it to about $640. I am a middle aged married male with
> a good traffic record, no insurance claims and I live in the suburbs of the
> San Francisco Bay Area. I also told each insurance carrier that I would
> likely ride this bike only 3k a year as I had six others to take for rides
> as well, yet none of this low risk profile seemed to make any difference.
>
> Is this typical with your experiences and has anyone discovered a reasonable
> insurance carrier for their Ducati?
>
> Dan Bockmier
>
>
>
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